Terms of Use

Last updated: July 1, 2026

These Terms of Use (“Terms”) govern your access to and use of the websites, dashboard, documentation, software development kits, APIs, hosted payment handoff pages, and related services provided by Linus Labs, Inc. d/b/a Proxy (“Proxy,” “we,” “us,” or “our”).

By accessing or using Proxy, you agree to these Terms. If you are using Proxy on behalf of a company or other organization, you represent that you have authority to bind that organization, and “you” includes that organization.

If you do not agree to these Terms, do not use Proxy.

These Terms of Use (“Terms”) govern your access to and use of the websites, dashboard, documentation, software development kits, APIs, hosted payment handoff pages, and related services provided by Linus Labs, Inc. d/b/a Proxy (“Proxy,” “we,” “us,” or “our”).

By accessing or using Proxy, you agree to these Terms. If you are using Proxy on behalf of a company or other organization, you represent that you have authority to bind that organization, and “you” includes that organization.

If you do not agree to these Terms, do not use Proxy.

  1. What Proxy does

Proxy provides delegated checkout infrastructure for situations where the person who wants to buy something is not necessarily the person who can approve or pay for it.

Proxy helps merchants create payment handoff links, preserve checkout context, route a request to a designated payer, receive payment status signals, and return signed events to the merchant’s systems.

Proxy is not the seller of the merchant’s products or services. Proxy is not the merchant of record. Proxy is not a payment processor, money transmitter, bank, card issuer, or financial institution. Proxy does not provide the card entry UI, hold funds, or store payment card data. Payments are processed by the merchant’s payment service provider, such as Stripe or another provider selected by the merchant.

Proxy provides delegated checkout infrastructure for situations where the person who wants to buy something is not necessarily the person who can approve or pay for it.

Proxy helps merchants create payment handoff links, preserve checkout context, route a request to a designated payer, receive payment status signals, and return signed events to the merchant’s systems.

Proxy is not the seller of the merchant’s products or services. Proxy is not the merchant of record. Proxy is not a payment processor, money transmitter, bank, card issuer, or financial institution. Proxy does not provide the card entry UI, hold funds, or store payment card data. Payments are processed by the merchant’s payment service provider, such as Stripe or another provider selected by the merchant.

  1. Relationship to other agreements

If you are a merchant using Proxy, your use may also be governed by a separate Merchant Services Agreement, order form, statement of work, data processing addendum, or similar agreement with Proxy. If there is a conflict between these Terms and a signed or accepted merchant agreement, the merchant agreement controls for your business use of Proxy.

If you are a payer or buyer using a merchant’s Proxy-powered handoff link, your purchase is with the merchant, not with Proxy. The merchant’s own terms, privacy policy, refund policy, subscription terms, and support policies apply to the purchase.

If you are a merchant using Proxy, your use may also be governed by a separate Merchant Services Agreement, order form, statement of work, data processing addendum, or similar agreement with Proxy. If there is a conflict between these Terms and a signed or accepted merchant agreement, the merchant agreement controls for your business use of Proxy.

If you are a payer or buyer using a merchant’s Proxy-powered handoff link, your purchase is with the merchant, not with Proxy. The merchant’s own terms, privacy policy, refund policy, subscription terms, and support policies apply to the purchase.

  1. Eligibility and accounts

You may use Proxy only if you can legally agree to these Terms and only in compliance with applicable law.

If you create a dashboard account, you are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. You must provide accurate information and keep it current.

If you are under the age of majority where you live, you may use Proxy only with the involvement and consent of a parent or legal guardian, or as otherwise permitted by the merchant’s service and applicable law.

You may use Proxy only if you can legally agree to these Terms and only in compliance with applicable law.

If you create a dashboard account, you are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. You must provide accurate information and keep it current.

If you are under the age of majority where you live, you may use Proxy only with the involvement and consent of a parent or legal guardian, or as otherwise permitted by the merchant’s service and applicable law.

  1. Merchant responsibilities

Merchants are responsible for their own products, services, checkout flows, pricing, taxes, discounts, trials, subscriptions, refunds, cancellations, fulfillment, entitlements, customer support, and compliance obligations.

Merchants are also responsible for their relationships with their end users, buyers, payers, payment service providers, and any other third-party services used in connection with Proxy.

If a merchant uses Proxy to route a checkout or payment request from one person to another person designated as the payer, the merchant is responsible for obtaining and maintaining any required consents, authorizations, and verifications from that payer, and for ensuring the payment flow complies with applicable laws, card network rules, payment service provider terms, and the merchant’s own customer-facing terms.

Merchants are responsible for chargebacks, disputes, reversals, refunds, fraud claims, unauthorized transaction claims, and all related financial risk arising from transactions facilitated through Proxy.

Merchants are responsible for their own products, services, checkout flows, pricing, taxes, discounts, trials, subscriptions, refunds, cancellations, fulfillment, entitlements, customer support, and compliance obligations.

Merchants are also responsible for their relationships with their end users, buyers, payers, payment service providers, and any other third-party services used in connection with Proxy.

If a merchant uses Proxy to route a checkout or payment request from one person to another person designated as the payer, the merchant is responsible for obtaining and maintaining any required consents, authorizations, and verifications from that payer, and for ensuring the payment flow complies with applicable laws, card network rules, payment service provider terms, and the merchant’s own customer-facing terms.

Merchants are responsible for chargebacks, disputes, reversals, refunds, fraud claims, unauthorized transaction claims, and all related financial risk arising from transactions facilitated through Proxy.

  1. Payer and buyer responsibility

If you receive a Proxy-powered payment request, review the merchant, item, subscription, amount, trial, renewal, and other checkout details carefully before continuing.

Your payment, subscription, cancellation, refund, dispute, fulfillment, access, or customer support relationship is with the merchant. Proxy may help route you to the merchant’s checkout, but Proxy does not sell the merchant’s products or services and does not control the merchant’s refund or fulfillment decisions.

If you send a payment request through Proxy, you are responsible for sending it only to an appropriate person and for not misrepresenting the request, the merchant, the item, the amount, or the purpose of the purchase.

If you receive a Proxy-powered payment request, review the merchant, item, subscription, amount, trial, renewal, and other checkout details carefully before continuing.

Your payment, subscription, cancellation, refund, dispute, fulfillment, access, or customer support relationship is with the merchant. Proxy may help route you to the merchant’s checkout, but Proxy does not sell the merchant’s products or services and does not control the merchant’s refund or fulfillment decisions.

If you send a payment request through Proxy, you are responsible for sending it only to an appropriate person and for not misrepresenting the request, the merchant, the item, the amount, or the purpose of the purchase.

  1. SDKs, APIs, and documentation

Proxy may provide software development kits, APIs, documentation, sample code, dashboard tools, and related developer resources.

Subject to these Terms and any applicable merchant agreement, Proxy grants you a limited, non-exclusive, non-transferable, revocable right to use the SDKs, APIs, and documentation solely to integrate with and use Proxy.

You may not:

  • reverse engineer, decompile, disassemble, or attempt to discover the source code or underlying structure of Proxy services, except to the extent such restriction is prohibited by law;

  • copy, modify, or create derivative works of Proxy services except as expressly permitted;

  • use Proxy to build or improve a competing product or service;

  • remove proprietary notices;

  • provide Proxy access to third parties for competitive analysis;

  • interfere with, disrupt, or overload Proxy systems;

  • bypass authentication, access controls, rate limits, or security measures;

  • use Proxy in violation of applicable law or third-party rights.

Proxy may provide software development kits, APIs, documentation, sample code, dashboard tools, and related developer resources.

Subject to these Terms and any applicable merchant agreement, Proxy grants you a limited, non-exclusive, non-transferable, revocable right to use the SDKs, APIs, and documentation solely to integrate with and use Proxy.

You may not:

  • reverse engineer, decompile, disassemble, or attempt to discover the source code or underlying structure of Proxy services, except to the extent such restriction is prohibited by law;

  • copy, modify, or create derivative works of Proxy services except as expressly permitted;

  • use Proxy to build or improve a competing product or service;

  • remove proprietary notices;

  • provide Proxy access to third parties for competitive analysis;

  • interfere with, disrupt, or overload Proxy systems;

  • bypass authentication, access controls, rate limits, or security measures;

  • use Proxy in violation of applicable law or third-party rights.

  1. Prohibited uses

You may not use Proxy to facilitate unlawful, harmful, deceptive, abusive, or unauthorized activity.

You may not use Proxy for:

  • illegal products, services, or transactions;

  • fraud, scams, misleading payment requests, or impersonation;

  • unauthorized payment requests;

  • harassment, abuse, or coercive payment requests;

  • infringement of intellectual property or privacy rights;

  • malware, phishing, credential harvesting, or security attacks;

  • attempts to collect payment card data outside an approved payment service provider;

  • restricted or regulated data unless Proxy has agreed in writing to process that data under appropriate terms;

  • any use that violates a merchant’s payment service provider rules, card network rules, or applicable law.

Proxy may suspend or terminate access if we believe your use is unsafe, unlawful, misleading, abusive, or inconsistent with these Terms.

You may not use Proxy to facilitate unlawful, harmful, deceptive, abusive, or unauthorized activity.

You may not use Proxy for:

  • illegal products, services, or transactions;

  • fraud, scams, misleading payment requests, or impersonation;

  • unauthorized payment requests;

  • harassment, abuse, or coercive payment requests;

  • infringement of intellectual property or privacy rights;

  • malware, phishing, credential harvesting, or security attacks;

  • attempts to collect payment card data outside an approved payment service provider;

  • restricted or regulated data unless Proxy has agreed in writing to process that data under appropriate terms;

  • any use that violates a merchant’s payment service provider rules, card network rules, or applicable law.

Proxy may suspend or terminate access if we believe your use is unsafe, unlawful, misleading, abusive, or inconsistent with these Terms.

  1. Third-party services and payment providers

Proxy works with third-party services, including payment service providers, hosting providers, analytics tools, communications tools, and merchant systems.

Proxy does not control and is not responsible for third-party services, payment service providers, merchant checkout systems, or merchant configurations. Your use of those services is governed by the terms and policies of the applicable third party.

Merchants are responsible for provisioning, configuring, paying for, and maintaining their own payment service provider accounts and third-party integrations unless otherwise agreed in writing.

Proxy works with third-party services, including payment service providers, hosting providers, analytics tools, communications tools, and merchant systems.

Proxy does not control and is not responsible for third-party services, payment service providers, merchant checkout systems, or merchant configurations. Your use of those services is governed by the terms and policies of the applicable third party.

Merchants are responsible for provisioning, configuring, paying for, and maintaining their own payment service provider accounts and third-party integrations unless otherwise agreed in writing.

  1. Fees

If you are a merchant, you agree to pay all fees described in your order form, merchant agreement, dashboard checkout, invoice, or other agreed pricing terms.

Unless otherwise agreed, fees are exclusive of taxes, and you are responsible for applicable taxes, duties, and governmental charges, other than taxes based on Proxy’s income.

Proxy may invoice merchants manually or through a billing provider. Unpaid fees may result in suspension or termination of access.

If you are a merchant, you agree to pay all fees described in your order form, merchant agreement, dashboard checkout, invoice, or other agreed pricing terms.

Unless otherwise agreed, fees are exclusive of taxes, and you are responsible for applicable taxes, duties, and governmental charges, other than taxes based on Proxy’s income.

Proxy may invoice merchants manually or through a billing provider. Unpaid fees may result in suspension or termination of access.

  1. Data and privacy

Proxy’s collection and use of personal information is described in our Privacy Policy.

You agree not to send Proxy restricted or sensitive data unless we have agreed in writing to process that data. Restricted data includes payment card data, financial account numbers, protected health information, and any other data that would impose additional legal, security, or compliance obligations on Proxy beyond the services we have agreed to provide.

Proxy does not need and does not want raw payment card data. Do not send card numbers, CVV codes, bank account numbers, or similar payment credentials to Proxy.

Merchants are responsible for providing appropriate notices and obtaining appropriate consents from their users, buyers, and payers for the merchant’s use of Proxy.

Proxy’s collection and use of personal information is described in our Privacy Policy.

You agree not to send Proxy restricted or sensitive data unless we have agreed in writing to process that data. Restricted data includes payment card data, financial account numbers, protected health information, and any other data that would impose additional legal, security, or compliance obligations on Proxy beyond the services we have agreed to provide.

Proxy does not need and does not want raw payment card data. Do not send card numbers, CVV codes, bank account numbers, or similar payment credentials to Proxy.

Merchants are responsible for providing appropriate notices and obtaining appropriate consents from their users, buyers, and payers for the merchant’s use of Proxy.

  1. Security

Proxy uses commercially reasonable administrative, technical, and organizational safeguards designed to protect Proxy systems and data processed by Proxy.

No system is perfectly secure. You are responsible for using Proxy securely, protecting credentials and API keys, restricting access to authorized personnel, and notifying Proxy promptly if you believe your account, credentials, API keys, webhook secrets, or integration have been compromised.

Do not place secret keys, webhook signing secrets, Stripe secret keys, or other backend credentials in browser or public code.

Proxy uses commercially reasonable administrative, technical, and organizational safeguards designed to protect Proxy systems and data processed by Proxy.

No system is perfectly secure. You are responsible for using Proxy securely, protecting credentials and API keys, restricting access to authorized personnel, and notifying Proxy promptly if you believe your account, credentials, API keys, webhook secrets, or integration have been compromised.

Do not place secret keys, webhook signing secrets, Stripe secret keys, or other backend credentials in browser or public code.

  1. Intellectual property

Proxy and its licensors own all rights, title, and interest in and to Proxy, including the websites, dashboard, hosted pages, SDKs, APIs, documentation, software, designs, workflows, trade names, trademarks, logos, and related technology.

Except for the limited rights expressly granted in these Terms or an applicable merchant agreement, you receive no rights in Proxy intellectual property.

As between Proxy and a merchant, the merchant retains ownership of merchant data, merchant products, merchant branding, and merchant customer relationships, subject to the rights granted to Proxy to provide, operate, support, secure, analyze, and improve the services.

Proxy and its licensors own all rights, title, and interest in and to Proxy, including the websites, dashboard, hosted pages, SDKs, APIs, documentation, software, designs, workflows, trade names, trademarks, logos, and related technology.

Except for the limited rights expressly granted in these Terms or an applicable merchant agreement, you receive no rights in Proxy intellectual property.

As between Proxy and a merchant, the merchant retains ownership of merchant data, merchant products, merchant branding, and merchant customer relationships, subject to the rights granted to Proxy to provide, operate, support, secure, analyze, and improve the services.

  1. Feedback

If you provide feedback, suggestions, ideas, comments, improvements, or recommendations about Proxy, you agree that Proxy may use them without restriction or compensation to you.

If you provide feedback, suggestions, ideas, comments, improvements, or recommendations about Proxy, you agree that Proxy may use them without restriction or compensation to you.

  1. Publicity

Unless otherwise agreed in writing, merchants may not use Proxy’s name, logo, or trademarks in public announcements, marketing materials, or press releases without Proxy’s prior written consent.

If you are a merchant, Proxy may identify you as a customer or design partner unless your merchant agreement states otherwise.

Unless otherwise agreed in writing, merchants may not use Proxy’s name, logo, or trademarks in public announcements, marketing materials, or press releases without Proxy’s prior written consent.

If you are a merchant, Proxy may identify you as a customer or design partner unless your merchant agreement states otherwise.

  1. Changes to Proxy

Proxy is an early and evolving product. We may modify, improve, update, suspend, discontinue, or limit parts of Proxy at any time.

We will use reasonable efforts to avoid unnecessary disruption to active merchant integrations, but we do not guarantee that all features will always remain available or unchanged.

Proxy is an early and evolving product. We may modify, improve, update, suspend, discontinue, or limit parts of Proxy at any time.

We will use reasonable efforts to avoid unnecessary disruption to active merchant integrations, but we do not guarantee that all features will always remain available or unchanged.

  1. Termination and suspension

You may stop using Proxy at any time.

Proxy may suspend or terminate access if:

  • you violate these Terms or an applicable merchant agreement;

  • your use creates risk for Proxy, merchants, payers, buyers, payment providers, or third parties;

  • you fail to pay fees when due;

  • your integration is misconfigured or insecure;

  • we are required to do so by law or a third-party provider;

  • continued access could harm Proxy systems or users.

Upon termination, your right to access and use Proxy ends. Provisions that by their nature should survive termination will survive, including payment obligations, intellectual property rights, disclaimers, limitations of liability, indemnification, and dispute provisions.

You may stop using Proxy at any time.

Proxy may suspend or terminate access if:

  • you violate these Terms or an applicable merchant agreement;

  • your use creates risk for Proxy, merchants, payers, buyers, payment providers, or third parties;

  • you fail to pay fees when due;

  • your integration is misconfigured or insecure;

  • we are required to do so by law or a third-party provider;

  • continued access could harm Proxy systems or users.

Upon termination, your right to access and use Proxy ends. Provisions that by their nature should survive termination will survive, including payment obligations, intellectual property rights, disclaimers, limitations of liability, indemnification, and dispute provisions.

  1. Disclaimers

Proxy is provided “as is” and “as available.”

To the maximum extent permitted by law, Proxy disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, availability, security, accuracy, and error-free operation.

Proxy does not warrant that:

  • payment routing will always succeed;

  • a payer will approve or complete a purchase;

  • a merchant’s payment provider will process a transaction;

  • a merchant will fulfill a purchase, subscription, or entitlement;

  • any checkout, payment, subscription, refund, dispute, or cancellation outcome will occur;

  • Proxy will meet your business expectations or produce any specific revenue, conversion, or performance result.

Proxy is provided “as is” and “as available.”

To the maximum extent permitted by law, Proxy disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, availability, security, accuracy, and error-free operation.

Proxy does not warrant that:

  • payment routing will always succeed;

  • a payer will approve or complete a purchase;

  • a merchant’s payment provider will process a transaction;

  • a merchant will fulfill a purchase, subscription, or entitlement;

  • any checkout, payment, subscription, refund, dispute, or cancellation outcome will occur;

  • Proxy will meet your business expectations or produce any specific revenue, conversion, or performance result.

  1. Limitation of liability

To the maximum extent permitted by law, Proxy and its affiliates, officers, employees, agents, licensors, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, punitive, or lost-profit damages, or for loss of revenue, data, goodwill, business opportunity, or anticipated savings, arising from or relating to these Terms or Proxy.

To the maximum extent permitted by law, Proxy’s total liability for all claims arising from or relating to these Terms or Proxy will not exceed the greater of:

  • $100; or

  • the amount you paid to Proxy for the services giving rise to the claim during the three months before the claim arose.

Some jurisdictions do not allow certain limitations of liability, so some of the above limitations may not apply to you.

To the maximum extent permitted by law, Proxy and its affiliates, officers, employees, agents, licensors, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, punitive, or lost-profit damages, or for loss of revenue, data, goodwill, business opportunity, or anticipated savings, arising from or relating to these Terms or Proxy.

To the maximum extent permitted by law, Proxy’s total liability for all claims arising from or relating to these Terms or Proxy will not exceed the greater of:

  • $100; or

  • the amount you paid to Proxy for the services giving rise to the claim during the three months before the claim arose.

Some jurisdictions do not allow certain limitations of liability, so some of the above limitations may not apply to you.

  1. Indemnification

If you are a merchant or use Proxy on behalf of a merchant, you agree to defend, indemnify, and hold harmless Proxy and its affiliates, officers, employees, agents, licensors, and service providers from and against claims, liabilities, damages, losses, costs, and expenses, including reasonable attorneys’ fees, arising from or relating to:

  • your products, services, checkout, pricing, taxes, fulfillment, entitlements, subscriptions, refunds, or support;

  • your use or misuse of Proxy;

  • your violation of these Terms or an applicable merchant agreement;

  • merchant data or content provided through Proxy;

  • disputes, chargebacks, reversals, fraud claims, unauthorized transaction claims, or payer authorization issues;

  • your payment service provider, third-party services, or related integrations;

  • your violation of applicable law or third-party rights.

If you are a merchant or use Proxy on behalf of a merchant, you agree to defend, indemnify, and hold harmless Proxy and its affiliates, officers, employees, agents, licensors, and service providers from and against claims, liabilities, damages, losses, costs, and expenses, including reasonable attorneys’ fees, arising from or relating to:

  • your products, services, checkout, pricing, taxes, fulfillment, entitlements, subscriptions, refunds, or support;

  • your use or misuse of Proxy;

  • your violation of these Terms or an applicable merchant agreement;

  • merchant data or content provided through Proxy;

  • disputes, chargebacks, reversals, fraud claims, unauthorized transaction claims, or payer authorization issues;

  • your payment service provider, third-party services, or related integrations;

  • your violation of applicable law or third-party rights.

  1. Governing law

These Terms are governed by the laws of the State of California, without regard to conflict of law rules.

The federal and state courts located in Alameda County, California will have exclusive jurisdiction and venue for disputes arising out of or relating to these Terms or Proxy, except that Proxy may seek injunctive or equitable relief in any court of competent jurisdiction.

These Terms are governed by the laws of the State of California, without regard to conflict of law rules.

The federal and state courts located in Alameda County, California will have exclusive jurisdiction and venue for disputes arising out of or relating to these Terms or Proxy, except that Proxy may seek injunctive or equitable relief in any court of competent jurisdiction.

  1. Changes to these Terms

We may update these Terms from time to time. If we make material changes, we will provide notice by posting the updated Terms on our website, through the dashboard, by email, or by other reasonable means

We may update these Terms from time to time. If we make material changes, we will provide notice by posting the updated Terms on our website, through the dashboard, by email, or by other reasonable means

  1. Contact

Questions about these Terms may be sent to:

Proxy
Linus Labs, Inc.
Email: legal@proxycheckout.com

Questions about these Terms may be sent to:

Proxy
Linus Labs, Inc.
Email: legal@proxycheckout.com